Conventional, Islamic, and microfinance — all three banking grammars under one practice.
Pakistani banking is three industries in a trench coat — conventional commercial banks, Islamic banks (and conversion windows), and microfinance banks regulated under the SBP MFB Prudential Regulations. Generic advisory firms force one playbook on all three. ContexAi runs three sub-practices with senior partners in each, supported by 12+ Agentic AI skills covering core-banking core banking, IFRS 9 ECL modeling, SBP regulatory submissions, and Shariah-product structuring.
Sub-services under Banking
Conventional Banking
Retail, corporate, SME, trade, treasury & FX, branch ops, digital channels, Basel III, IFRS 9 ECL.
Islamic Banking
Murabaha, Ijarah, Musharakah, Diminishing Musharakah, Salam, Istisna, Sukuk, Shariah board governance.
Microfinance & Financial Inclusion
MFB licensing, gold-loan products, group lending, agent banking, social performance, SBP MFB PR compliance.
Core Banking Modernization
Core-banking platform selection (multiple vendors) — RFP, vendor-neutral implementation oversight.
Prudential & Regulatory
SBP Prudential Regulations (PR Corporate / Consumer / SME / Agri / MFB), SBP regulatory returns, IPS Summary.
Risk & ALM
ALCO setup, ICAAP, BCP, stress testing, IFRS 9 ECL modeling, credit risk (PD/LGD/EAD), market & operational risk.
Pakistani Microfinance Bank (Confidential)
SBP-regulated Microfinance Bank serving low-income financial inclusion in Pakistan. ContexAi delivers end-to-end finance, ops, tech, and growth advisory through a dedicated multi-agent team plus partner-led oversight.
LIVE · Anchor ClientSubject Matter Experts powering this practice
Senior Banking Partner
Tier-1 banking transformation, credit risk, ALCO, prudential compliance. 25+ years across Pakistan and MENA.
Shariah-finance SME
Murabaha through Sukuk structuring. AAOIFI standards, Shariah board governance, full-bank conversion experience.
Microfinance SME
SBP MFB Prudential Regulations, gold-loan productization, financial inclusion strategy. Deep field operator.
Have a banking mandate?
Whether it's a board-level transformation, an Islamic banking conversion, or a microfinance growth play — we run partner-led engagements within weeks, not quarters.
Talk to the Banking Practice →